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This might provide a little more perspective:

  • 79% of credit reports contain some type of error.
  • 25% of all credit reports contain errors serious enough to result in the denial of credit.
  • 29% of credit scores vary by 50 points or more between each of the three major credit bureaus.
  • 54% of credit reports contain personal demographic identifying information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect.
  • 30% of credit reports contain credit accounts that had been closed by the consumer but incorrectly remained listed as open.