How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not […]

October 23rd, 2014|Categories: credit 101|Tags: , , | Comments

The 4 Biggest Mistakes Credit Card Users Make

What’s easier than putting a charge on a credit card and then paying it off later? Simply put, nothing. In addition to rewards and other incentives, you don’t have to worry about overdrafting your account on accident if your significant other spends a bit too much at the grocery store.

Credit cards are extremely handy, […]

October 18th, 2014|Categories: credit 101|Tags: , , , | Comments

Sprint Offers $360 Credit for Gullible Existing Customers

Sprint Offers $360 Credit for Gullible Existing Customers

October 14th, 2014|Categories: credit 101|Tags: , , | Comments

5 Financial Secrets Of People Who Retire Young

The average American retires at age 62 according to an April Gallup poll, but even in a low-interest economic environment, it may be possible to quit working sooner. Check out these tips for getting your financial house in order and kissing the 9-to-5 goodbye faster than expected.

#1: Get a Grip
You can’t map the road […]

October 10th, 2014|Categories: credit 101|Tags: , | Comments

5 Tips For Starting Out With Credit

There’s a lot to know about credit and ignorance can prove to be extremely costly to your pockets and your credit score. It helps to know at least the basics about credit, even before you get your first credit card. Understanding how credit and credit cards work helps you make the right decisions about […]

October 7th, 2014|Categories: credit 101|Tags: , , | Comments

How Bad Credit Affects You

Very few things in life can have a more devastating effect on your lifestyle than a poor credit score. A low credit score can cost you hundreds or even thousands of dollars per month.

Most prime credit cards are entirely out of reach to consumers with bad credit. And the few credit cards that are […]

September 27th, 2014|Categories: credit 101|Tags: , | Comments

How To Win With A Retail Credit Card

We have all heard the pitch as we are purchasing our selected items at the store.

“Would you like to save 15% on your purchase today?” said every retail check out associate.

In your mind, you are thinking, “Well of course I would but what is the catch?”
When it comes to store credit cards, that ‘catch’ […]

September 18th, 2014|Categories: credit 101|Tags: , , | Comments

Credit 101

It’s Important to Understand Your Credit Score.

September 17th, 2014|Categories: credit 101|Tags: , , | Comments